Get your credit score

Your credit score and report.
For free, forever

Discover the new tools designed to bring even more clarity to your finances. We’re the UK’s #1 credit score and report app, trusted by 25 million people worldwide.

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We're the UK's #1 credit score and report app

Get a clear view of your finances

Our straightforward report helps you understand exactly where you are, and checking it will never harm your score.

Apply for credit with confidence

Compare as many offers as you like, and see what your approval chances are, all without impacting your credit score.

Support at every step

Track your credit score, understand what you’re borrowing, and get help if you ever need it - for free, forever.

Based on Sensor Tower estimated mobile usage data in 2025. Verify at clearscore.com/claims. We're a credit broker, not a lender.

Get your credit score

It takes more than a good credit score to access good credit. For that, you need to get credit healthy. For the first time ever, see yourself through a lender’s eye and understand the bigger picture of your financial journey.

Get my credit score
Why use ClearScore

Understand your Credit Health

Credit Health means seeing the full picture. Learn how your credit score, credit report, and credit history impact how you look to lenders. Find out how you can access the credit you deserve.

See what you're borrowing, clearly

Your overview is a breakdown of your borrowing based on your credit report. It shows a timeline so you see what’s changed and understand how credit healthy habits shape your story.

Simplified, personalised offers

Whether you’re looking for a credit card, loan, or car finance, you can search, compare, and apply all in one place, with clear options designed to help you choose confidently.

Discover your payoff date

Use the repayment simulator to uncover your predicted payoff date. Adjust the scales to find the balance that’s right for you, so you can work towards bringing that date even closer.

Know your identity is safe

Joining ClearScore gives you automatic access to Protect. We’ll alert you if we find any stolen passwords connected to your email address, so you feel safe knowing your identity is protected against fraud.

Let our experts guide you

Let the experts at ClearScore coach you to better Credit Health. Discover our Improve section, with videos and articles designed to help you navigate the confusing world of credit.

Get credit healthy today

Join the people who already trust ClearScore to help them improve their financial future.

Sign up for free
Frequently asked questions
Why should I get my credit score?

Checking your credit score means you can take steps to improve it. This means you’re more likely to be accepted for your next credit card or loan and get a wider range of deals. But there are two other great benefits to checking your score. You can:

Correct mistakes on your report

Sometimes credit reference agencies have wrong information about you, which can harm your credit score. Easily fix any mistakes so you’re in the best position when you apply for credit.

Make sure nobody has stolen your identity

Your report shows you if any fraudsters have opened up cards or loans in your name. If they have, you can contact your lenders and the authorities. You can also use ClearScore Protect, our dark web scan, to look after your identity online.

How can a credit score help me?

The higher your credit score, the more likely you are to be eligible for a credit card or loan. You could even get lower interest rates after improving it. Make the most out of ClearScore with three simple steps:

  • See your credit score for free
  • Find out how to improve it
  • Apply for offers tailored to you
Will signing up damage my credit score?

No. We will never do anything to impact your credit score.

What is a credit score?

Your credit score is a number out of 1000. It’s based on your credit report, which is a record of how you’ve managed credit in the past. We give you both of these for free, making it as easy as possible for you to start improving it.

Does checking credit cards or loan offers harm my score?

No – checking your loan or credit card offers on ClearScore will never harm your credit score.

How does ClearScore work?

When you sign up to ClearScore you can see your credit score and credit report for free. We work with lenders to offer our users market-leading deals on credit products. We may receive a commission if you take out a product with a lender, but we never rank offers based on that.