Get your credit score

Your credit score and report.
For free, forever

Join 25 million people worldwide who feel sure about their credit choices.

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We're Australia's #1 credit score and report app

Get a clear view of your finances

Our straightforward report helps you understand exactly where you are, and checking it will never harm your score.

Achieve your goals

Get updates about what's changed on your report and what's affecting your credit score so you know how to improve it.

Feel confident about applying

Compare as many offers as you like and see what your approval chances are, all without impacting your credit score.

Get your credit score

It takes more than a good credit score to access good credit. For that, you need to get credit healthy. See yourself through a lender's eye and understand the bigger picture of your financial journey.

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Get your credit score

Simplify life's big decisions

Your credit history can unlock a lot of doors. From accessing credit to getting a home, know where you stand with your score and report. Sign up to ClearScore and get a complete overview of your finances.

Boost your approval chance

Get personalised insights to improve your credit score. A better score can mean better offers – like a lower interest rate on a loan or a higher limit on a credit card.

Apply with confidence

Discover personal loans, credit cards, car loans and home loan offers from some of Australia's most trusted lenders. See your approval chances and compare as many offers as you like, without harming your credit score.

Know your identity is safe

Signing up to ClearScore gives you automatic access to Protect. We'll look for any stolen passwords connected to your email address and keep you informed, so you can feel safe knowing your identity is protected.

Improve your credit score with monthly insights

Every time you check your report, you can review up to 8 personalised insights, all designed to help you improve your score (or keep it on track), so you could start seeing better offers.

View your credit limits

We break down your accounts into simple categories: credit cards, loans and more. Just select one to see details of what credit you have available, including your current limit.

Get credit healthy today

Join the people who already trust ClearScore to help them improve their financial future.

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Frequently asked questions
How does ClearScore use your data?

We keep your data safe and we’ll never sell your information to any third parties. All information you give to us is stored on our secure servers. You can find more information in our privacy policy.

Does checking your credit report affect your credit score?

No, you can check your score and report as many times as you like without harming your score.

How can you check your credit score and report?

You’ll see your credit score as soon as you log in, and your report is right there too. Why not download our app – so everything you need is in the palm of your hand. You can also log in on a desktop or laptop if you prefer.

What’s the best way to improve your credit score?

We update your insights monthly and tell you if you’re doing well, or if there’s room to improve. So you can be sure you’re on track and improving your credit score.

How often is your credit score updated?

We partner with Experian, one of the main credit reporting bodies in Australia, and we get your credit report and score once a month from them. We’ll let you know when your report is ready and your score’s changed.

What affects your credit score?

Lots of things affect your credit score. For example, applying for too much credit over a short period of time (like taking out a loan and credit card within a few months of each other), or missing your repayments. Keeping an eye on your report can help you understand what makes your score move.

Why is ClearScore’s credit score different to other providers?

We get your credit report and financial information from Experian and use that information to give you your score. Credit scores can be slightly different between the different providers.