Get free access to your credit report and score, and start seeing your finances through a lender's eyes.
Excellent
When we say free, we mean forever
ClearScore is always free for Canadians - no card information required. Sign up in under 3 minutes with no impact on your credit score.
Go beyond your credit score
With ClearScore Health, you can learn how your credit score, credit report, and credit history affect the way lenders see you.
Avoid unnecessary credit checks
Compare as many personalized offers as you like, and check your approval chances, all without harming your credit score.
It takes more than a good credit score to access good credit. For that, you need to get credit healthy. For the first time ever, see yourself through a lender's eye and understand the bigger picture of your financial journey.
Get my credit score
Free credit score & report, updated weekly
Unlike some other providers, when we say free, we mean forever. And because keeping up to date is so important, we show you your new report every single week.
Help and support to improve your score
You'll see clear, personalized insights about your credit score and tips on how to improve it. By improving your credit score, you'll improve your chances of getting better credit offers.
Compare credit offers and see your approval odds
The higher your credit score, the more likely you are to see credit card and loan offers. We bring you exclusive offers with your approval odds, helping you feel clearer about credit.
Stop fraud in its tracks
Each week, we scan your credit report for early fraud detection, so if someone opens a card or loan in your name or your data appears on the dark web, you can act fast to protect your information.
Protect Plus, your online guardian
Upgrade your protection and access weekly credit report insights, enhanced monitoring, insurance, and a 24-hour helpline. You can try it first with a 1-month free trial.
Canadians love ClearScore
Over 24 million people globally already trust ClearScore to help them with their financial future.
Join the people who already trust ClearScore to help them improve their financial future.
Sign up for freeYour credit score is a number out of 900. It’s based on your credit report, which is a record of how you’ve managed credit in the past. We give you both of these for free, making it as easy as possible for you to start improving it.
The higher your credit score, the more likely you are to be eligible for a credit card or loan. You could even get lower interest rates after improving it. Make the most out of ClearScore with three simple steps:
Checking your credit score means you can take steps to improve it. This means you’re more likely to be accepted for your next credit card or loan and get a wider range of deals. But there are two other great benefits to checking your score. You can:
Correct mistakes on your report.
Sometimes credit reference agencies have wrong information about you, which can harm your credit score. Fix any mistakes so you’re in the best position when you apply for credit.
Make sure nobody has stolen your identity.
Your report shows you if any fraudsters have opened up cards or loans in your name. If they have, you can contact your lenders and the authorities. You can also use ClearScore Protect, our dark web scan, to look after your identity online.
No – we’ll never do anything to harm your credit score. You can check your credit score and report, and compare as many offers as you like, without impacting it.
