ClearScore puts the power back in your hands by using data to accurately match you with credit card offers.
Apply with confidence
ClearScore searches the market for great deals that are personalised to your financial position.
Personalised offers
We show you the offers you’re most likely to qualify for, doing the hard work so you don’t have to.
Market-leading credit providers
We work with some of SA's best lenders to find you the best credit card and loan offers.
ClearScore is an intermediary.
It takes more than a good credit score to access good credit. For that, you need to get credit healthy. For the first time ever, see yourself through a lender's eye and understand the bigger picture of your financial journey.
Sign up for free
It's your credit score and report, completely free
No trials, no signing up with a credit card. Just your information, for free, forever. It only takes 3 minutes to join ClearScore.
See what you're borrowing, clearly
Your overview is a breakdown of your borrowing based on your credit report. It shows a timeline so you see what's changed and understand how credit healthy habits shape your story.
Simplified, personalised offers
Whether you're looking for a credit card, loan, or car finance, you can search, compare, and apply all in one place, with clear options designed to help you choose confidently.
Play with the possible
Use the repayment simulator to uncover your predicted payoff date. Adjust the scales to find the balance that's right for you, so you can work towards bringing that date even closer.
Know your identity is safe
Signing up to ClearScore gives you automatic access to Protect. We'll alert you if we find any stolen passwords connected to your email address, so you feel safe knowing your identity is protected.
Let our experts guide you
Let the experts at ClearScore coach you to better Credit Health. Discover our Improve section, with videos and articles designed to help you navigate the confusing world of credit.
Join the people who already trust ClearScore to help them improve their financial future.
Sign up for freeNo – checking your loan or credit card offers on ClearScore will never harm your credit score.
When you sign up to ClearScore you can see your credit score and credit report for free. We work with lenders to offer our users market-leading deals on credit products. We may receive a commission if you take out a product with a lender, but we never rank offers based on that.
A soft search will occur when a lender assesses your eligibility for a product. Only you can see the soft searches on your credit report, and they have no impact on your credit score. The lender conducts a hard search after you apply for a credit product, which will leave a record on your credit report. It’s common for a hard search to affect your credit score, but as long as you borrow responsibly, the impact should be short term.
Yes, you can apply for a credit card if you have a low credit score, but lenders may offer you a higher interest rate or could reject your application. You could take out other credit-building accounts, such as a cell phone contract or a store card.
